SEP (Special Enrollment Period)
On Friday, February 20, 2015, CMS announced a special enrollment period for individuals and families in states that use the Federally-facilitated Marketplace who did not have health coverage in 2014 and are subject to the fee or “shared responsibility payment” when they file their 2014 taxes. This special enrollment period will allow individuals and families who were unaware or didn’t understand the implications of this new requirement to enroll in health insurance coverage through the FFM. The special enrollment period begins on March 15, 2015 and ends on April 30, 2015 at 11:59 pm EST.
To be eligible for this special enrollment period, consumers must live in states with a Federally-facilitated Marketplace and must:
1) Not have been aware of the ACA requirement to maintain minimum essential coverage until after February 15, 2015 (the end of the 2015 Open Enrollment Period) or have not understood the meaning of that requirement;
2) Be subject to the individual shared responsibility payment on their 2014 taxes; and
3) Not be enrolled in 2015 coverage through the Marketplace (or have other minimum essential coverage).